A transaction reward system

摘要

The present disclosure provides a transaction reward system comprising a reward and transaction processor system. The transaction reward system further comprises a reward interface for receiving reward redemption information from a purchaser and communicating the reward redemption information to the reward and transaction processor system. In addition, the transaction reward system comprises a transaction interface for receiving information concerning a purchase from a retail processor associated with a retailer. The transaction reward system is arranged such that the purchaser can select at least a portion of an available reward for a purchase and the reward and transaction processor system is arranged to offset the selected reward against a cost of the purchase in accordance with the reward redemption information.