| 摘要 |
In the present invention, a system and method is provided for making insurance policies and products, consumer goods, property taxes, household obligations and credit card debt more affordable by paying for such items, (collectively known as goods and services) through residential mortgages, home equity lines of credit and any other residential liens, by amending the interest rates or the balances due or a combination of both the interest rate and the balance due on such mortgages. The interest rates and/or balances charged on the aforementioned secured loans will be increased sufficiently to collect enough money each month to pay participating homeowners' monthly payments for their homeowner's insurance or other debts and products they chose to include within their mortgages. Because interest paid on most mortgages is tax deductible, this invention has the potential to offer a significant financial benefit.
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