| 摘要 |
PURPOSE: A method for an expanding service for a mortgage on a house is provided to enable the primary financial sector not to put up collateral security for a security in case of a mortgage on a house, thereby enabling the secondary financial sector to additionally loan a fixed collateral charge to a loan applicant. CONSTITUTION: Information of the first house is received for a mortgage on a house. According to the information of the first house, the price and loan limit of the first house is grasped(S301,S302). Basic loan money, small-sum lease security, and collateral charge are grasped using the information, price, and loan limit of the first house(S303). At least part of the collateral charge is subscribed to the first insurance of an insurance company according to a request of a loan applicant(S304~S309). A collateral security for the first house is set by the remaining collateral charge. |
