摘要 |
The specification and drawing figures describe and show computer implemented financial data apparatus that includes a mobile wireless communications instrument. A data processing system is operatively connected to the mobile wireless communications instrument. A plurality of user programmable sets of instruction executable by the data processing system is provided. The combination of the mobile wireless communications instrument and plurality of user programmable sets of instruction executable by the data processing system allows a user to conduct selective financial transactions, such as making payments in connection with a plurality of payment instruments across a credit network, and conducting a variety of other financial transactions across any number of networks and databases.
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