摘要 |
Methods, instructions on computer media and computing devices are provided for distribution from and investment into a plurality of accounts. In particular, the methods, instructions and computing devices provide for the minimization of tax liability during distribution and investment. An investor may invest funds into and receive distributions from a plurality of accounts based on some combination of tax obligations associated with each account and effective tax rates applicable to various portions of the investor's income. Maximum effective tax rates at present and at some point in the future, such as after retirement, may also be utilized for strategic investment. |