发明名称 SYSTEMAND METHOD FOR PROCESSING LOAN BY USING ESTIMATED PAYMENT AMOUNT ON ACCOUNT AND PROCESSING RECORDING MEDIUM
摘要 A method and a system for processing a loan with an amount to be deposited to an account by managing expected deposit details related to profit of an online shop with a recordable account, and a recording medium thereof are provided to stabilize cash flow of the online shop by offering a short-term loan based on the expected deposit amount, which is set as security, included in the expected deposit details. A PG(Payment Gateway) server(730) transmits expected deposit information for a payment amount through the network after payment settlement of an online shop by using a deposit path of each payment tool. A recordable account operation server(700) generates expected deposit details by receiving the expected deposit information from a financial system through the network and assigning a serial number to the expected deposit information, and stores the expected deposit details to transaction information linked with a recordable account ledger.
申请公布号 KR20090013461(A) 申请公布日期 2009.02.05
申请号 KR20070077589 申请日期 2007.08.01
申请人 BIZMODELINE CO., LTD. 发明人 KIM, JAE HYUNG;HAN, JEONG GYOUN
分类号 G06Q40/02 主分类号 G06Q40/02
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