摘要 |
A method and a system for processing a loan with an amount to be deposited to an account by managing expected deposit details related to profit of an online shop with a recordable account, and a recording medium thereof are provided to stabilize cash flow of the online shop by offering a short-term loan based on the expected deposit amount, which is set as security, included in the expected deposit details. A PG(Payment Gateway) server(730) transmits expected deposit information for a payment amount through the network after payment settlement of an online shop by using a deposit path of each payment tool. A recordable account operation server(700) generates expected deposit details by receiving the expected deposit information from a financial system through the network and assigning a serial number to the expected deposit information, and stores the expected deposit details to transaction information linked with a recordable account ledger. |