| 摘要 |
A purposeful saving product for buying goods/services by using an Internet community is provided to prevent impulse buying by delaying a purchase time of desired goods/services to expiration of the purposeful saving product through the Internet community of a trusted financial facility. A customer searches a purposeful saving product for desired goods or services in the Internet, checks conditions such as a date, a period, an amount, and benefits of joint purchase, and subscribes for the purposeful saving product(1). The customer pays monthly installment of the selected purposeful saving product, and checks the sum of the paid installment, an interest amount, goods/service information, and the benefits for the joint purchase(2). The desired goods/services are purchased automatically by calculating the sum of the installments and the interest amount when a contract period of the purposeful saving product is expired(4). The customer registered as a member shares information, such as a review, satisfaction/dissatisfaction, and a new product proposal, with other members by forming a community(5). |
