发明名称 ONLINE CREDIT CARD PRESCREEN SYSTEMS AND METHODS
摘要 In one embodiment, prescreened credit card offers, which are associated with credit cards that a particular borrower would be accepted upon application with the respective issuer, are provided to a borrower via a prescreen provider website and/or a referrer website. In one embodiment, a referrer provides borrower information to a prescreen provider. The prescreen provider initiates and/or performs a prescreening process, which includes accessing credit related information regarding the borrower. The prescreen provider matches the borrower with one or more credit cards that the borrower would like be accepted for, and provides a prescreened offer document to the referrer, or an Internet address of the prescreened offer document. The referrer may then provide the borrower with the prescreened credit card offers by presenting the prescreened offer document to the borrower. The prescreened credit card offers may additionally be filtered according to issuer criteria, referrer criteria, and/or borrower preferences.
申请公布号 US2008059317(A1) 申请公布日期 2008.03.06
申请号 US20060537330 申请日期 2006.09.29
申请人 发明人 CHANDRAN ROHAN K.;RODENBUSCH RICHARD;MENDELOVICH SHAWN
分类号 G06Q40/00 主分类号 G06Q40/00
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