| 摘要 |
The invention relates to the crediting technology. The method of crediting consists in that the customer pays a part of the goods cost, and for the remaining part of the cost the bank grants him a credit. The customer reimburses the credit by installments in equal quotae and in the fixed terms. The credit is granted on the security of the purchased goods which is stipulated in the contract between the bank and the commercial enterprise. At the same time the commercial enterprise grants the customer a reduction, the size of which is equal to the bank rate for the granted credit. The bank transfers to the commercial enterprise the cost of the purchased goods, with the exception of the bank rate.
|
