INTEGRATED WIRED/WIRELESS CERTIFICATION/SETTLEMENT METHOD USING MOBILE COMMUNICATION TERMINAL STORING CERTIFICATION INFORMATION AND SMS THROUGH SIMPLE PROCEDURE

摘要

PURPOSE: An integrated wired/wireless certification/settlement method using a mobile terminal storing certification information and an SMS(Short Message Service) through a simple procedure is provided to perform certification through the mobile terminal by transmitting a certification request SMS to the mobile terminal having the certification information. CONSTITUTION: Settlement tool selection information and settlement information are transmitted to a gateway. The SMS for the certification and/or the settlement including a callback URL(Uniform Resource Locator) is transmitted to the mobile terminal storing the certification information of the user by using the settlement tool selection information and the settlement information. The settlement tool information and certification confirmation information are inputted, the certification is performed through a certification authority by using the certification confirmation information, and a certification result is transmitted to the gateway(S140). The settlement is performed by transmitting the certification result and the settlement tool information to a billing institution(S150).