Banking e-business transactions user identification procedure, involves sending encrypted code and encrypted identity data and code to receiver

摘要

A method for identifying a user involves initially receiving a code followed by encrypting the code from identity data with a secret key and sending the encrypted code and the encrypted identity data and the code to a receiver, so that on the reception side the encrypted code can be decoded with an official key and the decoded code can be compared with the code for verifying the authenticity of the identity data. Independent claims are included (A) for a computer program product (B) a client-computer system for identifying a user (C) a server-computer system.