摘要 |
<P>PROBLEM TO BE SOLVED: To encourage a customer to perform a large payment. <P>SOLUTION: In a data processing system 10 for establishing and processing an online transaction account, a receiving module 12 receives request information showing that an online transaction account 18 is established, and a prescribed quantity of the transaction prize obtained by an individual 2 is exchanged to tokens from the individual 2. An inquiry module 14 generates inquiry information based on the request information, and transmits it to an issuer 4. A processing module 16 receives response information according to the inquiry information from the issuer 4 through the inquiry module 14, and determines the response information so as to identify whether the transaction prize obtained by the individual 2 is valid or not. When it is determined to be valid, the processing module 6 further establishes the online transaction account 18 on behalf of the individual 2, exchanges the prescribed quantity of the transaction prize according to an exchange rule, and stores the exchanged tokens in the online transaction account 18. <P>COPYRIGHT: (C)2004,JPO |