| 摘要 |
A method and system for online binding of insurance policies uses a data processing system to collect information from a user who is seeking a policy, issues queries to various databases to collect information on insurability in real time, weighs and analyzes the information and rates the user as to acceptability, and if acceptable, proceeds upon acceptance by the user, to bind the policy. The system sets premiums, determines payment methods and schedules and enables immediate printing of insurance documents such as insurance identification cards.
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