| 摘要 |
A financial payment system for use with the Internet. The system comprises an account provider (2) for administering a number of user accounts (8), each of which records a respective credit amount available for purchasing goods or services. The account provider (2) is accessible by users via a web portal. The account provider (2) includes apparatus to allow a user to access a goods or services retailer via the web portal, and to permit the purchase of goods or services if the value of those goods or services does not exceed the user's credit amount. |
