Speech recognition and verification system enabling authorized data transmission over networked computer systems

摘要

A system and apparatus for using speech recognition and verification to provide secure and authorized data transmissions between networked computer systems is provided. The system includes first and second network computer systems wherein a request for a transaction by user of the first computer system causes the user to be prompted to enter a spoken identifier such as a credit card number, PIN number or password. This spoken identifier is converted from speech data into speech feature data using either a resident software application or a downloaded application from the second computer system. The speech feature data is transmitted to the second computer system wherein speech recognition and verification engines identify the spoken identifier and determine whether or not the user who spoke the identifier is properly associated with the spoken identifier. Upon successful completion of this recognition and verification process, the requested transaction is completed.