| 摘要 |
PURPOSE: An electronic payment system using a multifunctional prepaid card is provided to enable a user to commonly use the multifunctional prepaid card in payment for use of services and purchase of goods. CONSTITUTION: An electronic payment system includes a multifunctional prepaid card having a predetermined Personal Identification Number(PIN), shopping/service providing means, and a prepaid card management system. The shopping/service providing means provides services and goods to a user of the multifunctional prepaid card and requests the PIN of the multifunctional prepaid card for payment. The prepaid card management system manages state/balance information for PIN for the multifunctional prepaid card on a database, makes a settlement by referring to the balance amount of the corresponding PIN if payment for a specific PIN is requested by the shopping/service providing means, and updates the settlement result on the database. Thus, according to the electronic payment system, a single multifunctional prepaid card can be comprehensively used in payment for use of various services and for purchases of goods.
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