摘要 |
PURPOSE: A bank account is provided to be exclusively used for an Internet commerce, and an electronic commerce system is provided to offer one stop service icon using the bank account for a payment security. CONSTITUTION: The system comprises steps of a user accessing a web system(20), the user searching for wanted commodities, the user receiving an order number matching with the commodities to be purchased, a bank system(30) checking a payment limit and transferring the payment amount to a bank account(35) exclusively used for an electronic commerce, the bank system requesting a commodity seller(40) to supply the commodities for the user, the commodity seller(40) supplying the commodities for the user, the user checking the supplied commodities and transmitting the order number to the supplier(40) or a delivery company(50), the supplier(40) passing a certification process, inputting the order number and requesting a payment, the web system(20) checking the payment request data and requesting the bank system(30) to unfreeze the exclusive bank account(35), and the bank system(30) transferring the payment amount to the account of the supplier(40).
|