METHOD FOR AUTHORIZING ACCESS TO A SECURE ONLINE FINANCIAL TRANSACTION SYSTEM

摘要

A method for receiving and approving requests from customers to access a secure online system (10). First, a communication link is established between a user and the online system (10) over a communications network (14) in a secure session. Necessary user information is then gathered over the network (14) and an access ID and password are chosen by the user. The gathered information is stored in the system (10) along with the chosen access ID and password. Next, the stored user information is accessed and evaluated, and approval for access to the system (10) is granted to the user if certain criteria are met.