| 摘要 |
A method for evaluating financial plans includes the steps of defining personal information (102) and account properties (104) and opening balances of each account (108). The opening balances represent the actual present values of the accounts. A planned contribution of each account (110) and planned retirement distributions (112) and withdrawal information (116) are then defined by the user. Allocations of assets by categories (120) and tax information (122) are provided by the user. The performance in a predetermin ed initial value of investment over a selected time period is then calculated based on changes in value over a first historical data, separately for each asset allocation and tax status (126) to obtain a changed investment value. The changed investment value is updated based on a second time interval to obtain a further changed investment value. The investment value is then adjusted based on at least one of a contribution amount and a withdrawal amount.
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