发明名称 AN IMPROVED METHOD AND SYSTEM FOR PERFORMING BANKING TRANSACTIONS, INCLUDING HOME BANKING
摘要 <p>The Home Services Delivery System will provide multi-function financial services, such as Account Information, Transfer, Customer Service, Payment, Payee List, Direct Debit, and Mutual Funds, to a user accessible through a Personal Computer System (102). It is based on a Client-Server architecture and runs under the Microsoft Windows environment. Client software is provided to the user (100) that runs on the user's PC (102). This software accesses a Home Services Delivery System Server (110) via a dial-up line (104, 106, 108) and provides the basic functions needed to connect to the Server (110), authenticate the user (100), and maintain the connection until the user (100) concludes it. During installation, the Client software can be configured for use with a preferred language, and it will interface with the System using that preferred language in subsequent sessions. The System Server (110) is connected to at least one business host (116) and other external service providers (118). The Home Services Delivery System Server supports encryption key downloading, personal identification number (PIN), and PIN encryption.</p>
申请公布号 WO1997041498(A2) 申请公布日期 1997.11.06
申请号 US1997006245 申请日期 1997.04.18
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