发明名称 Mobile phone ATM processing methods and systems
摘要 Embodiments provide systems, methods, processes, computer program code and means for using mobile devices to conduct transactions with ATM devices.
申请公布号 US9401077(B2) 申请公布日期 2016.07.26
申请号 US201414158240 申请日期 2014.01.17
申请人 PAYPAL, INC. 发明人 Laracey Kevin
分类号 G07F19/00;G06Q20/10;G06Q20/32;G06F21/33;G06F21/35;G06F21/36;G06F21/43;H04L29/06;H04W12/06 主分类号 G07F19/00
代理机构 Haynes and Boone, LLP 代理人 Haynes and Boone, LLP
主权项 1. A method to operate a transaction management system to conduct a transaction, the method comprising: receiving a request to initiate a transaction from one of (i) a mobile device, and (ii) an automated teller machine (“ATM”) device; receiving, from said mobile device, information for use in identifying a user of said mobile device and information associated with an ATM token, said information associated with said ATM token captured by said mobile device and identifies a type of a transaction to be conducted at said ATM device; receiving, from said mobile device, a proxy associated with a transaction account for use in conducting the transaction at said ATM device; identifying, based at least in part on said proxy, actual payment account credentials; and authorizing said transaction using said actual payment account credentials, wherein said mobile device does not store or receive said actual payment account credentials.
地址 San Jose CA US