主权项 |
1. A method to operate a transaction management system to conduct a transaction, the method comprising:
receiving a request to initiate a transaction from one of (i) a mobile device, and (ii) an automated teller machine (“ATM”) device; receiving, from said mobile device, information for use in identifying a user of said mobile device and information associated with an ATM token, said information associated with said ATM token captured by said mobile device and identifies a type of a transaction to be conducted at said ATM device; receiving, from said mobile device, a proxy associated with a transaction account for use in conducting the transaction at said ATM device; identifying, based at least in part on said proxy, actual payment account credentials; and authorizing said transaction using said actual payment account credentials, wherein said mobile device does not store or receive said actual payment account credentials. |