| 摘要 |
The present invention relates to a system for lease product payment in electronic commerce and a method thereof. According to the present invention, by paying a certain amount of money every month during the predetermined stipulated time for expensive products in electronic commerce, customer service can be provided with guarantee consistently during the period of a contract for a use of the expensive products. To this end, the system of the present invention comprises: at least one purchaser terminal and seller terminal; a shopping mall server for providing an online shopping mall service to enable a purchaser subscribed through the purchaser terminal to buy a lease product which is registered by a seller through the seller terminal; and a lease managing server, connected to the shopping mall server, for managing payment of the lease product. The shopping mall server receives: information on monthly installment amount, interworking with the lease managing server or a separate financial institution server to request for approving of installment limit amount of the seller; information on the approval of installment limit amount from the lease managing server or the financial institution server to provide an order form of the least product to the purchaser terminal; order information on the order form of the lease product from the purchaser terminal to provide information on delivery to the seller terminal, which corresponds to the seller; and information on determination of purchasing the lease product from the seller terminal, interworking with the lease managing server or the financial institution server to provide a contract document of the lease product to the purchaser terminal. |
