主权项 |
1. An online return payment card network method comprising:
receiving from a merchant or acquirer, via a network interface, a credit reversal message, the credit reversal message containing an account number for the reversal transaction and original purchase transaction details with a merchant; verifying, with an issuer of an account associated with the account number via the network interface, that the account is in good standing; comparing, with a processor, certain details in the credit reversal message and the original purchase transaction details stored by the payment card network; sending, via the network interface, a credit reversal to the issuer when certain details in the credit reversal message and the payment card network's original purchase transaction details match or are otherwise accepted. |