发明名称 ONLINE CREDIT RETURNS METHOD AND APPARATUS
摘要 A system, method, and computer-readable storage medium configured to enable an immediate online credit refund transaction.
申请公布号 US2015032622(A1) 申请公布日期 2015.01.29
申请号 US201313953016 申请日期 2013.07.29
申请人 MASTERCARD INTERNATIONAL INCORPORATED 发明人 Powell Jonathan R.
分类号 G06Q20/10;G06Q20/40 主分类号 G06Q20/10
代理机构 代理人
主权项 1. An online return payment card network method comprising: receiving from a merchant or acquirer, via a network interface, a credit reversal message, the credit reversal message containing an account number for the reversal transaction and original purchase transaction details with a merchant; verifying, with an issuer of an account associated with the account number via the network interface, that the account is in good standing; comparing, with a processor, certain details in the credit reversal message and the original purchase transaction details stored by the payment card network; sending, via the network interface, a credit reversal to the issuer when certain details in the credit reversal message and the payment card network's original purchase transaction details match or are otherwise accepted.
地址 Purchase NY US