Regulation compliant data integration for financial institutions

摘要

A method to access financial data. The method includes redirecting, by a computer processor and based on an input of a user, the user to a website of a financial institution (FI), wherein the user submits a request via the website to access the financial data, obtaining, in response to the user submitting the request, a token identifying the request, identifying, by the computer processor, a financial data structure in a remote repository based on the token, wherein the FI stores a financial data record in the financial data structure in response to the request, and retrieving, without user intervention, the financial data record from the financial data structure, wherein the financial data record is used by a financial management application to prepare a financial management report for the user.

主权项

1. A method to access financial data, comprising:
redirecting, by a computer processor and based on an input of a user, the user to a website of a financial institution (FI); obtaining, by the computer processor and from the FI website, a token based on redirecting the user to the website of the FI, the token identifying a request to access the financial data via the website, wherein the token comprises information regarding a geographic location of the FI, a regulatory restriction on accessing the financial data from outside of the geographical location, and a reference pointer to a financial data structure in a remote repository; detecting, by the computer processor and based on the token, that the regulatory restriction applies to the request; identifying, by the computer processor and in response to detecting, the financial data structure in the remote repository based on the token, wherein the financial data structure comprises a financial data record downloaded from the FI in response to the request; retrieving, by the computer processor and without user intervention, the financial data record from the financial data structure; and preparing, by the computer processor, a financial management report based on the retrieved financial data record from the financial data structure.