| 主权项 |
1. A method for improving fraud scoring based on criminal activity, comprising:
storing, in a transaction database, a plurality of transaction data entries, wherein each transaction data entry includes data related to a payment transaction including at least a transacting consumer identifier associated with a consumer involved in the related payment transaction and transaction data; storing, in a profile database, a plurality of consumer profiles, wherein each consumer profile includes data related to one or more consumers including at least a plurality of consumer characteristics associated with each of the related one or more consumers and at least one consumer identifier, each of the at least one consumer identifier being associated at least one of the related one or more consumers; storing, in a rules database, one or more fraud scoring rules, wherein each of the one or more fraud scoring rules are configured to score a payment transaction for a likelihood of fraud based on at least transaction data associated with the payment transaction; receiving, by a receiving device, a criminal activity notification, wherein the criminal activity notification includes at least a plurality of criminal characteristics associated with one or more criminals or victims associated with untrustworthiness or fraud; identifying, in the profile database, a specific consumer profile where at least a predefined number of the included plurality of consumer characteristics correspond to the plurality of criminal characteristics; identifying, in the transaction database, a subset of the plurality of transaction data entries where the included transacting consumer identifier corresponds to at least one of each of the at least one consumer identifier included in the identified specific consumer profile; and updating, in the rules database, the one or more fraud scoring rules based on at least the transaction data included in each transaction data entry in the identified subset of transaction data entries. |
