ONLINE TRANSACTION SYSTEM

摘要

A method for performing a digital transaction via a mobile device using a POS system that is connected to a wireless local area network comprising the steps: generation of a unique one-time digital code by the POS system (or by the mobile device of the customer) that is used for initiating the transaction; automatic enabling of network access to the wireless local area network after production of the unique one-time digital code, wherein access to the wireless network is permitted by the digital code; connection of the mobile device to the local area network using the digital code and provision of information from the device to the POS system, after the information has been obtained by the POS system from the mobile device, the POS system provides clearance for the transaction.

主权项

1. A method for performing a digital transaction via a mobile device using a point of sale (POS) system comprising the following steps:
generating a unique one-time digital code by the POS system or by the mobile device of the customer, which identifies the transaction transmitting the transaction data with the unique digital code to a bank of the owner of the terminal via a first digital network path; parallel transmitting the digital code and the account information released by the mobile device to the bank via a second digital network path; merging by the bank or Credit Card association or Transaction network of the transaction data from the POS system and the account information released by the mobile device and clearance for the transaction if the merging is successful; characterised in that the unique digital code can only be used once, for connection to a wireless local area network of the POS system, wherein, due to the connection, an IMSI, IMEI or MAC address of the mobile device or any other unique identification number of a mobile device is requested, which is incorporated in the transaction data, wherein the mobile device transmits the IMSI, IMEI or MAC address to the bank in parallel and clearance is only provided for a transaction if the IMSI, IMEI or MAC addresses also match.