发明名称 |
METHODS AND SYSTEMS FOR PROVIDING PAYMENT CREDENTIALS |
摘要 |
The invention provides systems and methods for providing payment credentials usable in a transaction. In method conducted at a token processor, the token processor receives a request for single-use payment credentials from a communication device of a consumer. In response, the token processor obtains or generates single-use payment credentials and obtains or generates a loyalty identifier which is uniquely associated with the consumer. The token processor then transmits the single-use payment credentials and the loyalty identifier to the communication device as a combined single-use payment token capable of being presented using the communication device. In some embodiments, the loyalty identifier is the same for all requests by the consumer for single-use payment credentials, such that the loyalty identifier is usable by a merchant in updating a record of the consumer. |
申请公布号 |
WO2014132194(A3) |
申请公布日期 |
2014.11.27 |
申请号 |
WO2014IB59254 |
申请日期 |
2014.02.26 |
申请人 |
VISA INTERNATIONAL SERVICE ASSOCIATION |
发明人 |
BADENHORST, CORNELIUS, JOHANNES |
分类号 |
G06Q30/02 |
主分类号 |
G06Q30/02 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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