SYSTEM AND METHOD FOR TRANSFERRING PAYMENTS AND DOCUMENTS WITH A WEB-BASED MANAGEMENT SYSTEM

摘要

Computer-implemented systems and methods for transferring images of a negotiable bank instrument and related information from one user to a second user at a remote location for review and verification by the second user are disclosed. The system can also enable the second user to variously utilize the information and images of the negotiable bank instrument for electronic deposit of funds in an account at a financial institution. The images can be transmitted to a financial institution for electronic deposit into an account. The images can also be converted into an image replacement document (IRD) which can then be transmitted to a financial institution for electronic deposit into an account. The images can also be transmitted to a third party processor for generation of the image replacement document, among other things.

主权项

1. A computer-implemented method comprising:
receiving, from a front-end user of a mobile device, information related to a financial transaction and images of a negotiable bank instrument at a server; transmitting the information and images from the server to a back-end user; generating and transmitting an acknowledgment receipt from the server to the mobile device of the front end user; displaying the information and images for review and verification by the back-end user; receiving input from the back-end user based on the review and verification at the server; further processing of the received information and images based on the input received from the back-end user; and generating and transmitting a report based on the input received from the back-end user from the server to the mobile device of the front-end user.