System and Method for Conducting On-Site Asset Investigations for Insurance Underwriting

摘要

A system and method for conducting on-site asset investigations for insurance underwriting are provided. The system allows a user to conduct an investigation into an asset to be insured while at the asset's location, using a mobile software application executing on a mobile computing device such as smart phone, tablet computer, etc. The mobile application allows the user to acquire information relating to the asset as well as to take photographs of the vehicle or other personal property to be insured, using the mobile computing device. The acquired information is transmitted to an underwriting computer server in communication with the mobile device, which processes the information and generates an underwriting report for the asset.

主权项

1. A system for conducting an on-site investigation of an asset, comprising:
a mobile computing device having a processor, a memory, and a camera in communication with the processor; and an underwriting software application stored in the memory of the mobile computing device which, when executed by the processor, causes the mobile computing device to: (i) capture an indicia on the asset using the camera of the mobile computing device; (ii) transmit the indicia to an underwriting server in communication with the mobile computing device; (iii) receive information describing the asset from the underwriting server; (iv) display the information on a display of the mobile computing device; (v) receive a confirmation from a user of the mobile computing device that the information corresponds to the asset; and (vi) transmit the confirmation to the underwriting server for subsequent processing of the confirmation by the underwriting server and generation of an underwriting report for the asset.