CHARGING SYSTEM AND METHOD FOR USER SERVICE VIA COMMUNICATION NETWORK

摘要

The present invention relates to a way for reducing heavy costs consumed to process charging or heavy load generated in a service providing server when a charging process for using a service is executed by a server which provides a user service, and to a way for promoting security and for activating the user service. The way is realized as a charging processing system for the user service comprising: a value data storage unit embedded in a user terminal to store value data corresponding to the reference of charging for the usage of the user service provided to the terminal through a wired and wireless communications network; a charging execution unit embedded in the terminal to execute the charging by reducing or increasing the value of the value data; and a user service providing server to assign the value according to the contract to the value data when the usage contract of the user service is executed with the user terminal and to manage the status of the value data according to the execution of the charging when the charging is executed.