| 摘要 |
<p>A managed credit system and method including a POS computer and a credit server computer interconnected via a computer network. The credit server computer includes a credit account database on which a credit account associated with a consumer is established, a purchase rules database on which a set of purchase rules is stored, and processing circuitry programmed to receive from the point of sale device a purchase request comprising an identification of the consumer and a price of the product. The processing circuitry is also programmed to determine if the purchase request should be authorized by (i) ascertaining if the purchase request complies with the set of purchase rules and (ii) verifying that the credit account contains credits sufficient to pay for the purchase request.</p> |
