| 摘要 |
A payment agent system given in the present invention is able to replace a bank account or a credit card, process payment or money transfer even in a PG server which cannot directly treat bank account information or credit card information using the key value of an online ID which can be constituted with a file, or an assembly of character and digit string, and minimize additional changes or necessary equipment to process the payment method described above. [Reference numerals] (1) Login(PW) : send phone number; (2) Credit card company, credit card name information; (3) Select a credit card; (4) Request login information, credit card information, and the generation of an online ID; (5) Generate an online ID; (6) Provide the online ID; (8) Request the password of the credit card and approve payment; (AA) Online ID/payment information; (BB) Request payment (along the access route); (CC) Select credit card payment; (DD) Registered credit card and telecommunication company |
