METHOD OF DETERMINING A FALSE USE OF CARD

摘要

A method for determining an illegal use of a card comprises the following steps: an automated teller machine transmits withdrawal information according a cash withdrawal to a service server when cash is withdrawn using a card; the service server analyzes a withdrawal type based on the withdrawal information to determine whether the withdrawal type is an illegal withdrawal type; and the service server determines an illegal use of the card depending on whether location information of the automated teller machine is matched with location information of a mobile phone of the lawful user if it is determined that the withdrawal type is an illegal withdrawal type. [Reference numerals] (10) Credit card company system; (20) Service server; (30) Communications company server; (AA) End; (S10) Withdraw cash; (S12) Transmit withdrawal information; (S14) Analyze a withdrawal type; (S16) Determined as an illegal withdrawal type?; (S18) Request location information of a mobile phone of a lawful user; (S20) Extract the location information of a mobile phone of the lawful user; (S22) Transmit the location information of a mobile phone of the lawful user; (S24) Compare the location information; (S26) Matched?; (S28) Finally determined as an illegal use of the card; (S30) Transmit a card use statement