发明名称 Prepaid card budgeting
摘要 In general terms, embodiments of the present invention relate to methods and apparatuses for providing one or more prepaid cards, prepaid card accounts, and/or prepaid card account services. For example, in some embodiments, a method is provided that includes: (a) receiving transaction information associated with a transaction, where the transaction includes a transaction machine, a prepaid card account, and a holder of the prepaid card account; (b) determining, based at least partially on the transaction information, that the transaction involves the prepaid card account; (c) determining that the prepaid card account has a budget category; (d) determining, based at least partially on the transaction information, that the transaction applies to the budget category; (e) determining that the budget category has a spending threshold; (f) determining, based at least partially on the transaction information, that the spending threshold will be (or has been) met as a result of the transaction; and (g) sending an alert to the holder based at least partially on the determining that the spending threshold will be (or has been) met.
申请公布号 US8600882(B2) 申请公布日期 2013.12.03
申请号 US201113157135 申请日期 2011.06.09
申请人 SUMMERROW KIMBERLY BELLE;HEALY JEFFREY NORMAN;BANK OF AMERICA CORPORATION 发明人 SUMMERROW KIMBERLY BELLE;HEALY JEFFREY NORMAN
分类号 G06Q40/00 主分类号 G06Q40/00
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