| 摘要 |
The present invention refers to an invention implemented by a PC, which consists in a method for obtaining financial scores associated to the behaviour of consumption, savings and incomes of a final user, where the financial score is evaluated in a periodical manner and where the invention additionally sends a financial advise to the user for improving his financial behaviour; the financial score is characterised in that it is a global score obtained from individual scores for the aspects of debts, expenses and savings, where each score is associated to the level of incomes of the user and the age. The present invention is operated by mobile devices, smartphones, PC’s with access to the WEB portal, PDA and computers with Internet access. The invention may also be used by mobile devices with Internet access such as Blackberry, iPad, iPhone, tablets, etc., and in different platforms such as Android, Blackberry, Windows, Apple and Web amongst others.
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