发明名称 |
Method and System of Increasing Credit Score of a Borrower |
摘要 |
Increasing credit score of a borrower. At least some of the illustrative embodiments are methods including: accepting an application from a borrower, the application for a motor vehicle loan, and the application accepted by way of an electronic submission to a data center; determining that the borrower has an indicia of credit worthiness below a predetermined threshold, the determining by way of a computer system of the data center; offering the borrower a first loan with a requirement that a first motor vehicle purchased with the first loan comprise a first on-board device configured to provide location of the first motor vehicle; and if the borrower accepts tracking the loan payments made by the borrower, the tracking by way of a computer system; and reporting loan payments to a credit reporting agency, the reporting by way of a computer system.
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申请公布号 |
US2013117173(A1) |
申请公布日期 |
2013.05.09 |
申请号 |
US201113291723 |
申请日期 |
2011.11.08 |
申请人 |
SCHWARZ STANLEY G.;MORGAN GERALD A.;FRANK JEFFREY H.;MACHECA CHRISTOPHER M.;VORDERMEIER, JR. ALAN E.;GORDON*HOWARD ASSOCIATES, INC. |
发明人 |
SCHWARZ STANLEY G.;MORGAN GERALD A.;FRANK JEFFREY H.;MACHECA CHRISTOPHER M.;VORDERMEIER, JR. ALAN E. |
分类号 |
G06Q40/02 |
主分类号 |
G06Q40/02 |
代理机构 |
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代理人 |
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主权项 |
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地址 |
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