发明名称 Calculating and displaying interest avoided by use of a particular interest calculation method
摘要 Systems, methods, and computer program products for presenting, on a statement associated with a financial transaction instrument, an amount of interest avoided during a statement period. A first interest amount is computed for the statement period according to a first interest calculation method, the first interest amount being an interest amount actually billed to the transaction instrument account holder. A second interest amount is computed for the statement period according to a second interest calculation method. An amount of interest avoided for the statement period is computed by taking a difference of the first interest amount and the second interest amount. The amount of interest avoided for the statement period is displayed on the statement, whereby the holder of the transaction instrument is informed as to the amount of interest avoided by use of the first interest calculation method, rather than the second interest calculation method.
申请公布号 US7702547(B2) 申请公布日期 2010.04.20
申请号 US20050255340 申请日期 2005.10.21
申请人 AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY,INC. 发明人 KALRA SIMRAN;KAMENY BRETTE;KOZMINSKY ANITA;MAHON JAMES;REID-MORGAN PAMELA;SMITH PETER S.
分类号 G07F19/00 主分类号 G07F19/00
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