System for commoditization of information through centralized communication between advertisers, internet service providers or similar entities, consumers, and financial institutions

摘要

A method for commodisizing information that utilizes market based or auction pricing to establish the value of both advertising and non-advertising content consumed by specific individuals. The integration of these two market values through centralized information providers, together with the use of a transactions instrument which contains biographical and financial information pertaining to a specific consumer, allows for specific market derived individual prices to be set for every piece of information consumed by an individual of whatever type.