发明名称 Unit-Based Prepaid Presentation Instrument Accounts And Methods
摘要 Methods and/or systems for providing preauthorization and transaction settlement for a transaction using a prepaid unit-based presentation instrument are disclosed, wherein the presentation instrument includes a unit balance. The method may include receiving a preauthorization request that includes a price-per-unit and a preauthorization amount. The methods and/or systems may then determine whether the unit balance is sufficient to cover the preauthorization amount. If the unit balance is sufficient to cover the preauthorization amount, the presentation instrument is authorized for the transaction. If the unit balance is insufficient to cover the preauthorization amount, a currency balance is determined from the unit balance and the price-per-unit, authorizing the presentation instrument for a transaction up to the currency balance and sending an indication that the currency balance is authorized for the transaction.
申请公布号 US2008195497(A1) 申请公布日期 2008.08.14
申请号 US20070764324 申请日期 2007.06.18
申请人 FIRST DATA CORPORATION 发明人 HOLME GARY;MARTIN WAYNE JOSEPH
分类号 G06Q20/00;G06Q40/00 主分类号 G06Q20/00
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