SYSTEM AND METHODS FOR PROCESSING PRIVATE TRANSACTIONS WITH AN ACCESS INSTRUMENT
摘要
A system and methods for processing transactions with an access instrument having a first plurality of user-specific account information stored thereon. A transaction is initiated upon request from a user and the requesting user is authenticated from a second plurality of user-specific information and the first plurality of user-specific account information. An account status is confirmed for the user from a third plurality of user-specific account information. The requested transaction is completed after authentication of the user and confirmation of the account access status.