| 摘要 |
A method for enabling consumers to push funds from a traditional open loop account to a closed loop account, and back. At the request of a consumer, funds are transferred to an open loop account of an intermediary payment system that holds or keeps track of virtual closed loop accounts for each consumer and virtual closed loop accounts for individual merchants or service providers. The consumer may use an associated closed loop card to make a purchase at the merchant or service provider that will cause funds to be transferred from the consumer's virtual closed loop account to the merchant or service provider's closed loop account. Thereafter, the funds are transferred from the intermediary payment system to an open loop account belonging to the merchant or service provider.
|
