| 摘要 |
<p>A card-issuing financial institution provides a hybrid card for extending and building credit. The issued hybrid card has credit and debit functionality, and an account linked to the hybrid card to hold cardholder funds. The account provides security and a credit limit for extensions of credit and direct access to funds for cash withdrawals and debit transactions. Due balances are paid by electronically debiting the linked account for credit extended. Positive credit information is reported to credit bureaus.</p> |
