A lottery ticket has a substrate layer with game data printed in a game area and has at least one fixing layer applied over the game data in the gam e area so as to prevent release of the printed game data from the substrate layer a nd at least one opaque scratch-off layer applied over the fixing layer, the scratc h- off layer being arranged such that it separates from the fixing layer and breaks down into fragments when scratched by a player. The ticket is modified by printing the game area onto a substrate which is formed by a card stock which caries an emboss ed foil so that the printing covers the ribs and grooves of the embossed foil while providing a complete layer for securing the game data against viewing prior to scratching.