发明名称 Subscriber account replenishment in a netework-based electronic commerce system incorporating prepaid service offerings
摘要 Methods are disclosed for replenishing subscriber accounts in an intelligent network-based e-commerce system 100 using credit/debit cards (FIG. 2) or scratch cards (FIG. 3). An end user sends a recharge request to a client application 108-120. The recharge includes information comprising the recharge amount, an identifier of the prepaid account, and indicia of one the credit card, debit card or scratch card for funding the recharge amount. The client application forwards the information to a gateway server 104 which, in turn, sends the information to a service control point (SCP) 122. In the embodiment using a credit/debit card, the SCP determines validity of the account and authorization to fund the recharge amount using the credit/debit card. In the embodiment using a scratch card, the SCP determines validity of the account and validity of the scratch card. Validity of the scratch card is determined by querying a recharge card management system (RCMS). If the transaction is successful, the SCP credits the recharge amount to the prepaid account and sends an acknowledgment to the gateway server. If the transaction is unsuccessful, the SCP sends an error message or negative acknowledgment to the gateway server. The gateway server forwards the information to the client application and the client application informs the end user of the outcome.
申请公布号 US2004088250(A1) 申请公布日期 2004.05.06
申请号 US20020284679 申请日期 2002.10.31
申请人 BARTTER WILLIAM DALE;CAI YIGANG;LOCHER MARK RAYMOND;RAE BRIAN ROBERTSON;RUSH ALLAN TERRY;SRIPATHI SRIDHAR 发明人 BARTTER WILLIAM DALE;CAI YIGANG;LOCHER MARK RAYMOND;RAE BRIAN ROBERTSON;RUSH ALLAN TERRY;SRIPATHI SRIDHAR
分类号 G06Q20/00;(IPC1-7):G06F17/60 主分类号 G06Q20/00
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