| 摘要 |
The invention relates to a method for loading electronic means of payment controlled by a mobile telephone and handling money circulation by a mobile telephone, preferably for executing financial transactions, during which without physical use of a bank card or a credit card electronic instructions and commands from a mobile telephone are given for transferring money to another means of payment, for example to a phone-card which is used or paid with. During the method according to the invention instructions are given for a central computer with database management system using a mobile telephone as a multifunctional input-output peripheral device, as well as voice and text information are received, which is characterized by that, the central computer with database management system is a unit located in a mobile telephone central, or a distant computer having connection with a central computer with database management system and forwarding system in a way known in itself, preferably through a data link, and during the method following data are beforehand or at starting transaction or during transaction given for the central computer with database management system, source of financial transaction or loading, in given case owner's bank account, number of credit card, target of loading, which can be in given case a definite pre-paid card the amount should be transferred to, furthermore an amount, which is moved from the source to the target during loading, which in given case can be determined by the system administrator, or the user, and the starting of the transaction takes place by calling a given telephone number or by sending any text or data message to a given phone number, furthermore loading follows an instruction given resulting from the call or from the call and data sending during communication with the central computer. |
