| 摘要 |
PURPOSE: A remittance service system using a cellular phone is provided to remit money using only a cellular phone number without exposing an account number and a credit card number. CONSTITUTION: A remittance server(100) has an input device(118) for requesting personal information of a remitter, a remittance password, credit information, information of a remittee, an amount of remittance money, and remittance approval request information. The remittance server(100) has a member information DB(102) constructed by the input device(118), and a credit estimation module(108) for estimating whether it is possible to remit the money as to remittence approval information inputted from the remitter using credit information of the member information DB(102). The remittance server(100) has a telephone connection module(110) for receiving the remittence approval request from the remitter, transmitting the approval result by the credit estimation module(108) to the remitter and the remittee, and confirming remittance fact, remittance history, and a remittance request password from the remittance. A personal communication terminal(202) receives the remittance fact, the remittance history, and a remittance settlement intention authentication password transmitted by the telephone connection module(110) of the remittance server(100), and transmits and receives the received contents to the remittance server(100). |
