METHOD OF, AND APPARATUS FOR, CONDUCTING ELECTRONIC TRANSACTIONS

摘要

This invention provides a method of conducting electronic transactions comprising the steps of: storing an encryption key in a memory means of a mobile telephone; selecting a financial transaction with the mobile telephone from a number of available financial transactions; providing transaction information; generating a transaction message from the selected financial transaction and transaction information; encrypting at least part of the transaction message; and transmitting the transaction message from the mobile telephone, over a wireless network. The invention extends to a mobile telephone having input means for inputting transaction information and for selecting a financial transaction from a number of available financial transactions; memory means for storing at least an encryption key; generating means for generating an at least partially encrypted transaction message from the transaction information, information relating to the selected financial transaction and the encryption key; and transmission means for transmitting the message over a wireless network.