| 摘要 |
According to an overseas remittance system and an overseas remittance method of the present invention, the remittance business can be retained in a subsidiary bank not holding SWIFT-BIC to thereby realize the overseas remittance. The overseas remittance system possesses the following functions of controlling the approval processes of the trading cases for sending/receiving remittance in the subsidiary banks of a bank; creating a subpoena request to the general ledger of an account system by utilizing the SWIFT-BIC in the subsidiary bank not holding SWIFT-BIC after the approval process is finished, and detecting the completion of creating the subpoena request from the account system; generating remittance details used for a standing order for other subsidiary banks holding SWIFT-BIC; distinguishing settlement accounts automatically according to a settlement information table in which the information of the deposit accounts and the pre-storing accounts among the subsidiary banks is stored when the remittance details are generated; sending a message file to a SWIFT network by using the SWIFT-BIC held by the other cisborder subsidiary banks on the condition that the trading cases are overseas remittance. |
