AUTOMATIC REGISTRATION AND GENERATION OF CONSUMER PAYMENT CREDENTIALS USING INTERNET-CONNECTED APPLIANCES

摘要

Methods and systems for generating consumer payment credentials using an Internet-connected appliance. In an embodiment, a primary Internet-connected appliance receives purchase transaction information from a secondary appliance. The process also includes generating a purchase transaction authorization request based on purchase transaction information and on payment account credential data that is stored locally in a dedicated storage element, transmitting the purchase transaction authorization request via the Internet to a gateway server computer, receiving a purchase transaction authorization response, and transmitting the purchase transaction authorization response via a domestic network to the secondary appliance for display to a consumer.

主权项

1. A method for generating consumer payment credentials during a purchase transaction using an Internet-connected appliance comprising:
receiving, by a primary Internet-connected appliance via a domestic network from a secondary appliance, purchase transaction information comprising a product or service selection, a purchase price amount, and a merchant identifier; generating, by the primary Internet-connected appliance, a purchase transaction authorization request based on the purchase transaction information and on payment account credential data that is stored locally in a dedicated storage element of the primary Internet-connected appliance; transmitting, by the primary Internet-connected appliance on behalf of the secondary appliance, the purchase transaction authorization request via the Internet to a gateway server computer; receiving, by the primary Internet-connected appliance from the gateway server computer, a purchase transaction authorization response; and transmitting, by the primary Internet-connected appliance, the purchase transaction authorization response via the domestic network to the secondary appliance for display to a consumer.