| 摘要 |
<P>PROBLEM TO BE SOLVED: To provide a financing examination system for evaluating any aspect other than an asset aspect such as the personal character or connection of a debtor, his or her zeal for a business and an idea in running the business. <P>SOLUTION: This financing examination system 1 includes an acceptance input screen 113 for accepting the input of a loan request sum, and for accepting the input of guarantor identification information of each guarantor, credit information, and the guarantee scheduled sum; a guarantor examination means for judging whether or not a guarantor satisfies a preliminarily set guarantee standard on the basis of the accepted credit information and guarantee scheduled sum; a financing decision means for judging whether or not the total of the guarantee scheduled sum of the guarantor decided to satisfy the guarantee standard by the guarantee examination program is equal to or more than a loan request sum accepted by the acceptance input screen 113; and a printer 111 for, when it is decided that the total of the guarantee scheduled sum is equal to or more than the loan request sum by the financing decision means, outputting financing approval information, and when it is judged that the total of the guarantee scheduled sum is less than the loan request sum by the financing decision means, outputting financing rejection information. <P>COPYRIGHT: (C)2009,JPO&INPIT |
